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Sep 28, 2017 - 34 minute read

Century national bank personal loans

During repayment period, you can also apply for a Top-up Loan on your repaid principal amount (8) with no documents required (9). Selected Customers include Hang Seng Preferred Banking Customers, Payroll Customers and Mortgage Customers. Please contact Hang Seng staff for your personalized offers. Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0.

11 and 0. 12; while Other Customers can enjoy a monthly flat rate of 0. 13, which means Prestige Banking Century national bank personal loans can enjoy a 15 off interest discount and Selected Customers can enjoy a 7 off interest discount.

Century national bank personal loans

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Century national bank personal loans

However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history. Some of the lenders in our network participate in what is known as automatic loan renewal. Simply put, if your loan is beyond a specific amount of time past due, your lender will rollover your loan. This may be offered to you in addition to options like repaying your loan in full at a later date or repaying your debt in installments over time.

The minimum term for an automatic renewal is 15 days and you will likely be required to pay renewal fees and additional interest charges. Were Committed To Service, Speed Security.

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