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Sep 28, 2017 - 34 minute read

Is it hard to get approved for a personal loan

If you want the definitive answer you should probably ask the lender directly. The source of that cash may also be scrutinized. We are in the process of starting the final loan approval as we are 2 12 months out from closing (new construction).

We have a FHA loan with 3. 5 down and has already cash loans 4 pensioners the down payment and earnest money into escrow.

We have the income to cover the new mortgage payment; however, during the time of construction we were planning to save the remaining cash to close amount. We are exactly 3 weeks from obtaining the cash (5K). Since we are 2 months out from closing date, think it is possible the lender wants to see the reserve money now or will wait until it is all there.

It might be possible to use assets to qualify for a mortgage (assuming they are plentifulsufficient), but it might be easier to secure all mortgages before retirement. Im planning to retire in 2.

Is it hard to get approved for a personal loan

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Is it hard to get approved for a personal loan

A quick loan lender will certainly call you to review the terms as well as problems they could use if you meet the requirements. Then it is 100 up to you whether to consent to the terms. We encourage to check out the contract meticulously.

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