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Sep 28, 2017 - 34 minute read

When you get a loan is it cash

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When you get a loan is it cash

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When you get a loan is it cash

Some states have limits on how much a payday lender can charge, some have no limits and some have enough regulations in place that payday lenders dont operate in them. This makes evaluating lenders on their rates difficult. With that in mind, when you get a loan is it cash looked for the highest and lowest fee each lender charges. This gives a good baseline for how much you can expect to pay and how these lenders approach state regulations, especially in the states with no regulations.

The fees we list apply to a 100 loan for a 14-day period. Often, you see APRs listed for payday loans as high as 600.

Because you pay the loan back in two-weeks to a month, the APR serves mostly as a gauge of how expensive the loan is. Payday loans charge a finance fee, which ranges from 10 to 30 for each 100 you borrow. We chose to include this fee rather than APRs to give you a better idea of how much youll end up paying if you decide to get a payday loan. Many of these lenders offer additional products, including installment loans, lines of credit and check cashing.

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