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Sep 28, 2017 - 34 minute read

Why do you need a personal loan

Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies - Experian, Equifax and Transunion. This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lenders receive payment in full, they can report it to the credit reporting agencies.

We remind that late payment or non-payment of your loan can have negative impact on your credit history. Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement.

You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it. If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up.

Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over why do you need a personal loan in a series of installments. Legal Disclaimer: This website does not constitute an offer or solicitation to lend.

Why do you need a personal loan

Bottom content. CashFloat. uk is a trading style of Western Circle Limited - Company Registration Number: 7581337. We are fully authorised and regulated by The Financial Conduct Authority. FCA full permission license: 714479. ICO Registration Number: Z3305234. Cashfloat terms and conditions apply. Applicants must be 18 or over. All loans are subject to affordability, applicant verification and traditional credit checks via various national databases by Cashfloat responsible lending policy.

Why do you need a personal loan

You get more with MoneyMe. Cheaper loans tailored to your credit profile and history. 5 minute application. The experience is simple, online and quick. Cash straight to your bank. Anytime anywhere access to money. Under 24 hours. We're in this together. We care, we listen and we'll support you when you need help.

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